Wheat Watchers

Preparedness and Planning Group

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    Wheat Watchers meets monthly on the 3rd Wednesday at 7:00 pm at Kathy's house.

    We've talked the talk, now it's time to walk the walk. I'm letting the blog, newsletter and e-mail do most of the talking and leaving the meetings open for much more DOING!

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Inspirational Sunday

Posted by imawheatwatcher on December 4, 2011

“Avoid debt. … Today everything is seemingly geared toward debt. “Get your cards, and buy everything on time”: you’re encouraged to do it. But the truth is that we don’t need to do it to live. We wonder what our people will do who have been spending their all and more. If employment and income should reduce, what then? Are you living beyond your means? Do you owe what you cannot pay if times became perilous? Are your shock absorbers in condition to take a shock? Plan and work in a way that will permit you to be happy even as you do without certain things that in times of affluence may have been available to you. Live within your means and not beyond them. … Purchase your essentials wisely and carefully. Strive to save a portion of that which you earn. Do not mistake many wants for basic needs.”

“Chapter 11: Provident Living: Applying Principles of Self-Reliance and Preparedness,” Teachings of Presidents of the Church: Spencer W. Kimball, (2006),114–23

 

I am going to be honest on this one. John and I haven’t always been really good at avoiding debt. Before he got this new job we were definitely living above our means. Now that we make enough to cover our expenses, we still don’t have very much savings because most of our money is going to pay off our debt. It makes me sick knowing where our money is going and that we don’t have a really secure safety net. One of my goals for 2012 is to do better with scrimping in some areas so we can build a more secure savings.

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One Response to “Inspirational Sunday”

  1. Laurel said

    What a timely message! Especially during the holiday season of “don’t we HAVE to have the biggest and the best to make us ‘happy’ [which means we’ll pay for it ‘someday’?” this is a great quote. Thanks for the reminder, Kathy! Sounds like an excellent choice for New Year’s resolution!!

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