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    We've talked the talk, now it's time to walk the walk. I'm letting the blog, newsletter and e-mail do most of the talking and leaving the meetings open for much more DOING!

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How to Create a Home Inventory

Posted by imawheatwatcher on January 27, 2009

Originally posted by SquawkFox. Her FREE printable Home Inventory Worksheets are really useful!

1. How to make a home inventory.

There are several ways to create a home inventory. Pick the method you are most likely to embrace and update.

Notebook with photos.

Get a notebook. Make a section for each room in your house or apartment. Go through each room and document everything. Take photographs. Download the 15 Free Printable Home Inventory Worksheets (PDF) to help. These sheets are blank so just fill in the details! Don’t forget to list serial numbers, manufacturers, models, and price paid. Attach receipts. Using a spreadsheet and then attaching photos is also helpful.

Make a video.

You don’t have to be from the MTV generation to know the value of video. Creating a mini movie with a room-by-room playback is very valuable when making an insurance claim. Walk through each room and record your stuff. Be sure to shoot serial numbers and add commentary by reading out model numbers. Collect all receipts and store with the tape. Dubbing in your favorite theme music is totally up to you.

Use home inventory software.

Do the digital thing by finding free home inventory software (freeware) or by buying a trusted brand. Use home inventory software to document your stuff by room, upload photos, and make digital copies of receipts. Here are some popular packages, some are free and some have a fee.

Free home inventory software:

  • Know Your Stuff | Runs on Windows and Mac OS. Software is free, but it costs $15/year to store the data on their servers.
  • StuffSafe | A web-based application. Inventory your home or office furnishings. Since this inventory is automatically stored off site there’s no chance of your catalog going up in flames.

Fee-based home inventory software:

  • Quicken Home Inventory Manager | Costs $30. Runs on Windows.
  • Kaizen Home Manager | Costs $29.99, free demo. Runs on Windows.
  • My Stuff Deluxe | Costs $39.99. Runs on Windows.

2. Reasons to store your home inventory off site.

Do not keep your home inventory at home. What use is a home inventory if it burns in a house blaze or gets whisked away in a whirling twister? None at all. So be sure to keep your notebook, video, or digital back up on CD and place it in a safe deposit box.

3. Should renters have a home inventory? Students?

YES! When I was a student renting a little apartment, I would have benefited greatly from having a simple catalog of all my stuff. When the time came to make a claim, I had no idea how many CDs I owned, or the worth of my wardrobe.

4. Update and repeat!

Be sure to update your inventory with each big purchase. Don’t let it get out of date.

A home inventory is a very valuable tool in times of theft or natural disaster. A listing of all your stuff can really help when dealing with the unpleasant task of making an insurance claim. I must admit, I never claimed my Chia Pet.

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